Loan against gold in Melbourne. Secure Gold Loans in Box Hill

Gold Pawnbroker Loans

Our Box Hill gold pawn shop offers the lowest interest rates on gold loans.

In need of extra cash but do not want to sell your gold or watch, obtain a gold loan with CFOG gold pawnbrokers.

We can provide a loan against the value of your gold items. You can Pawn Gold Jewellery, Gold bullion or pawn Gold Watches for fast cash at Melbourne's lowest interest rate.

Gold loan rates and details of repayment costs are listed in the table below.

How to obtain a gold loan with Box Hill pawn shop service.

To obtain a gold loan simply visit our pawnbrokers office during business hours, no appointments are required. We weigh & test your gold to provide a quote. Accept the quote for the gold loan and receive the value in cash on the spot. You can also pawn a luxury watch with ease from CFOG.

We have no fixed term on our loans, to continue your loan for a further 30 days, you simply pay the current months interest for an extension for another 30 days. When you are ready to redeem your items, pay the loan value and the current months interest to collect your items.

Gold Pawnbroker Loans

Gold loans are available to all, regardless of your credit history.

When you pawn gold jewellery, gold bullion or pawn luxury watch our business model is similar to a pawn shop. Your credit history does not affect your ability to obtain a loan through CFOG. We provide a loan secured by your watch or gold items, not personal credit.

CFOG Loan Amounts & Interest Rates

Below are our loan amounts and corresponding interest rates.

Loan Amount 7 Day Loan 14 Day Loan 30+ Day Loan
$200+ 5% 6% 10%
$1,000+ 4% 5% 8%
$4,000+ 3.5% 4% 7%
$7,000+ 3% 4% 6%
$10,000+ 2.5% 3% 5%
$20,000+ 1.5% 2.5% 4%
$30,000+ 1.5% 2% 3%

For customers who wish to loan over $50,000 bullion value, scroll down for our long-term loan option.

CFOG Repayments on Gold Loans

CFOG most common loan amounts and examples of interest payable.

Loan Amount Repaid In 7 Days Repaid In 14 Days Within / Per 30 Days
$500 $25 $30 $50
$1,000 $40 $50 $80
$4,000 $140 $160 $280
$7,000 $210 $280 $420
$10,000 $250 $300 $500
$20,000 $300 $500 $800
$30,000 $450 $600 $900

1. Minimum loan term 1 week, maximum loan term unlimited. 2. APR = 36% 3. If you borrow $10,000 you must payback $16,000 after 1 year

Long Term Loans for Gold & Silver Bullion

Large amounts of gold and or silver bullion, with total value $50,000 or more, we offer a special interest rate amount with minimum 6 months.

Minimum Required
Loan Amount
Monthly
Interest Rate
Redemption
Period
$50,000 + 3% (With interest payments required monthly) Upto 12 Months

Our long-term loans require you to repay interest each month.

Call us or visit our Box Hill office today to find out more.

Types of gold and silver items our Box Hill pawn shop loans upon

We accept all gold and silver precious metal items as security for a gold loan, below are example of the most common items people bring in to secured loan:

  • Gold Jewellery, Silver Jewellery
  • Gold Bullion, Silver Bullion
  • Gold Coins, Silver Coins
  • Scrap & Damaged Gold & Silver
  • Gold Watches / Luxury Watches

If you have any precious metal items which are not mentioned above, please contact us to find out if we can secure a loan against by calling (03) 8904 8099

IDENTIFICATION: Suitable ID is required to obtain a gold loan from us:

OPTION 1: VALID PHOTO ID:

One valid type of Photo ID is enough to receive a gold loan from us on the spot, Photo ID is the most common method used by our customers to receive loans upon their gold and silver.

Valid photo ID's we accept are mentioned below:

  • Passports (Local or Foreign)
  • State Issued Learners Permits
  • Proof Of Age ID Cards
  • Firearms Licence
  • State Issued Drivers Licences
  • Tertiary Education Photo ID
types of gold silver items for pawnshop loans

OPTION 2: 2 x VALID TEXT ID:

If Photo ID is not available, you can still receive a secured loan from us on your gold and silver items, to do this, you will need to provide two valid types of text based identification.

Valid text based ID options are mentioned below, remember you will need two of these to obtain a loan:

  • Birth Certificate (Full or Extract)
  • Commonwealth Veterans Affairs Card
  • Certificate of Marriage
  • Commonwealth Pensioner Concession Card
  • Medicare Card
  • Commonwealth Health Care Card
  • Australian Bank Statement or Utility Bill

To obtain a gold loan against bullion, coins or to pawn gold jewellery Melbourne, visit our Box Hill office today for Gold Loans Melbourne

View our location and parking information here

Cash For Old Gold

Level 1, 4 Whitehorse Rd,
Blackburn, Victoria 3130

Phone Number

(03) 8904 8099